Private Health Insurance

Most private health insurers provide rebates for osteopathy, although some offer better rebates than others. You should check that your hospital and extras cover meets your needs.

Osteopathy rebates are available under extras cover. There are different levels of protection depending on how much premium you want to pay and what services you might want. Some products give you flexibility about what extras services you want under an annual cap. Others categorise services at different levels depending on the type of cover you purchased.

Some things to consider when buying or reviewing your private health insurance cover:

  • Who needs cover - yourself, you and your partner, your family?

  • What cover do you want  (e.g., hospital, dental, allied health services)? You could choose hospital only, extras only (including osteopathy) or a combination of both.

  • What is covered? You may need to look carefully at what is included and excluded at each level of cover.

  • What are your specific needs? You may have an existing condition, or you might be planning a family, and you will need to consider these when choosing a policy. Your age may also be a factor.

Please note that your osteopath may charge a gap fee (i.e. the difference between the rebate the health insurer offers you and the total amount of the service). If you are not happy with the level of the rebate, then speak to your health insurer, as the osteopath has no control over the rebate the insurer gives you.

The following resources may help you to choose which private health insurance policy suits you best:

Osteopathy Australia Partners

We work with these complementary key organisations as an essential part
of providing high quality healthcare for Australians.

Guild Insurance
BioCeuticals
GuildSuper
Wentworth Advantage
ESSA
VIC Worksafe
OBA
Brooks Shoes
TAS Workcover
TAC VIC
Insurance Commission of WA
Sleepmaker
RMIT University
AHPRA
Cliniko
Associations Forum
Member Advantage
HICAPS
AHPA
Workcover WA
Health Workforce Australia
NSW Workcover
FlexEze
Pain Australia
Kymdan
National Rural Health Alliance
Serenity HLP by Regal sleep
Better Pain Management
Australian Osteopathic Accreditation Council
Victoria University
NSW SIRA
OPC Health
Australasian College of Sport & Exercise Physicians
Worksafe ACT
NT Worksafe
VIVOBAREFOOT
MAIC QLD
MAC SA
EMS
London College of Animal Osteopathy
Medicare
SCU
DVA
OIA
QLD Worksafe
MAIB
Arthritis Australia
SA Worksafe