Guild Insurance

Guild Insurance is Osteopathy Australia’s preferred partner for providing insurance products that are tailored to the unique needs of osteopaths across the country. We have worked with Guild since 2005 to ensure our members are supported as our profession evolves.

Guild understands the osteopathic profession and also provides access to useful risk education and CPD materials, helping members to identify and reduce unexpected day-to-day risks in a range of clinical and business areas.

Guild is an Australian Prudential Regulation Authority (APRA) regulated, and 100% Australian-owned and operated direct insurer, not a broker. You can be sure that should you make a claim, it will be dealt with entirely by Guild’s in-house claims department, which has a deep understanding of your coverage across the three areas you are automatically covered for:

• Professional Indemnity
• Public Liability
• Products/Goods Sold

Osteopathy Australia CEO, Antony Nicholas, shares some of the key benefits of our partnership with Guild in the video below

Important insurance information for Student members

Any free Student Liabilities Insurance policy you hold with Guild Insurance, expires when you are no longer a student or become a registered osteopath. You must contact Guild to change your free Student Liabilities Insurance policy to a registered osteopath professional indemnity insurance policy, before starting practice. To take out insurance, please call Guild on 1800 810 213.

Retiring from practice?

Before you cease practising, watch this essential video covering everything from professional indemnity and the importance of run-off cover, to emerging risks including cyber-attacks and the growing challenges associated with AI scribe technologies. This video provides practical, future-focused guidance for osteopaths.

Osteopathy Australia member offer

Osteopathy Australia has done the leg work for members to make sure you have the appropriate insurance cover for your needs. We have negotiated enhanced cover at a reduced liabilities premium for osteopath members with Guild Insurance. This gives you peace of mind and access to industry expertise and risk management solutions for allied health professionals with an insurer that has over 50 years of experience.

Key features and benefits

• Nil standard excess* on claims.
• Cover for the full scope of practice. Your policy exceeds the coverage required by the Osteopathy Board of Australia (OBA) and Australian Health Practitioners Regulatory Authority (AHPRA), and has been extended even further by the inclusion of additional therapies, such as dry needling
• Continuous cover. You have cover for incidents that occur in previous policy periods as long as you maintain your policy with Guild.
• Broad enquiries and proceedings cover. Your policy includes cover for legal representation at enquiries brought against you by a broad range of boards, regulatory authorities, tribunals and disciplinary committees.
• Cover for people who act on your behalf. Cover for work undertaken by employees, contractors, student practitioners, principals and directors who provide services or advice on your behalf.
• Complimentary run-off cover. Your cover automatically continues at no cost when you cease practising, and continues for as long as you no longer practise in any capacity.
• Public and products liability insurance. Automatically included within your Osteopaths Liabilities Insurance Policy.
• Free legal advice with Meridian Lawyers. This give you access to lawyers with unparalleled experience in rigorously defending allied health professionals. If you are faced with a matter that has the potential to become a claim, a duty solicitor will be available to provide timely, accurate and pragmatic advice.
• Professional tools, education and information. You have access to free online tools, articles and educational resources to help minimise risk in your practice.

_{Insurance issued by Guild Insurance Ltd, ABN 55 004 538 863, AFSL 233791 and subject to terms, conditions and exclusions. This information is of a general nature only, please refer to the policy for details. For more information call 1800 810 213. Guild Insurance supports Osteopathy Australia through the payment of referral fees.}

_{*As outlined in your policy, loss of documents and public relations claims will attract an excess}

Find out more about the breadth of cover provided by your Osteopaths Liabilities Insurance Policy or call Guild on 1800 810 213 if you have any questions about your policy.